Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.
• Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Global-Invest Bartosz Turek, Czerwone Maki 49/43.
• Cookies are small files that are placed on Your computer, mobile device, or any other device by a website, containing the details of Your browsing history on that website among its many uses.
• Country refers to: Poland.
• Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Website.
• Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, provide the Service on behalf of the Company, perform services related to the Service, or assist the Company in analyzing how the Service is used.
• Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
• Website refers to Memo.Tools, accessible from https://memo.tools.
• You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

• Email address
• Usage Data

Usage Data

Usage Data is collected automatically when using the Service.

It may include information such as Your Device's Internet Protocol address (e.g., IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device's unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers, and other diagnostic data.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies (like beacons, tags, and scripts) to track the activity on Our Service and store certain information. These technologies help us improve and analyze Our Service. The technologies We use may include:

• Cookies or Browser Cookies: A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service.
• Web Beacons: Certain sections of our Service and our emails may contain small electronic files known as web beacons (clear gifs, pixel tags) that permit the Company to count users who have visited those pages or opened an email, verifying system and server integrity.

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your device when You go offline, while Session Cookies are deleted as soon as You close Your web browser.

We use both Session and Persistent Cookies for the purposes set out below:

• Necessary / Essential Cookies (Session Cookies): Essential to provide You with services available through the Website. They help authenticate users and prevent fraudulent use of user accounts.
• Cookies Policy / Notice Acceptance Cookies (Persistent Cookies): Identify if users have accepted the use of cookies on the Website.
• Functionality Cookies (Persistent Cookies): Allow us to remember choices You make when You use the Website (e.g., login details or language preferences) to provide a more personalized experience.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

• To provide and maintain our Service, including monitoring its usage.
• To manage Your Account: managing Your registration as a user of the Service, giving You access to specific functionalities.
• For the performance of a contract: the development, compliance, and undertaking of any purchase contract or other agreement with Us.
• To contact You: via email, SMS, or push notifications regarding updates, security alerts, or informative communications related to the Service.
• To provide You with news, special offers, and general information about other goods, services, and events similar to those you have already enquired about (unless You have opted out).
• To manage Your requests: attending and managing Your requests to Us.
• For business transfers: evaluating or conducting a merger, restructuring, or sale of Our assets.
• For other purposes: such as data analysis, identifying usage trends, and improving our Service, marketing, and Your overall experience.

We may share Your personal information in the following situations:

• With Service Providers: to monitor and analyze the use of our Service, and to contact You.
• For business transfers: during negotiations of any merger, sale of Company assets, or acquisition.
• With Affiliates: requiring them to honor this Privacy Policy (including Our parent company, subsidiaries, or joint ventures).
• With business partners: to offer You certain products, services, or promotions.
• With other users: if You interact in public areas, Your information may be viewed by all users.
• With Your consent: We may disclose Your personal information for any other purpose with Your explicit consent.

Retention and Transfer of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy, complying with legal obligations, resolving disputes, and enforcing our agreements.

Your information is processed at the Company's operating offices and other locations where involved parties are located. This means data may be transferred to computers outside Your governmental jurisdiction. Your consent to this Privacy Policy represents Your agreement to such transfers. We take all reasonable steps to ensure Your data is treated securely.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You. You may update, amend, or delete Your information at any time by signing in to Your Account. You may also contact Us to request access to, correct, or delete any personal information. Please note we may need to retain certain information when we have a legal obligation to do so.

Disclosure and Security of Your Personal Data

We may be required to disclose Your Personal Data in response to valid requests by public authorities, to comply with legal obligations, protect Company rights, prevent wrongdoing, or protect the personal safety of Users.

The security of Your Personal Data is important to Us. While We strive to use commercially acceptable means to protect Your data, remember that no method of transmission over the Internet or electronic storage is 100% secure.

Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under 13. If We become aware that We have collected such data without parental consent, We take steps to remove it from Our servers.

Links to Other Websites

Our Service may contain links to other websites not operated by Us. We strongly advise You to review the Privacy Policy of every site You visit, as We have no control over third-party practices.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this page periodically.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

• By email: [email protected]